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Condominium Insurance Explained

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Q: We recently discovered that the air handler drain in the unit above us became clogged resulting in water damage to our unit. Our insurance covered some of the costs, but not all. We were not in the unit when this occurred and it was some time before we discovered it, resulting in mold. Would our condominium association be responsible for the uncovered damage? For example, we had to repaint the unit, and replace the water heater and two vanities that had to be thrown out. (G.T., via e-mail)

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