Question: Recently, the outdoor air conditioning unit servicing my condominium unit was struck by lightning. I turned the claim into my insurance policy. My insurance carrier denied the claim stating that it does not insure the air conditioning unit, and that the air conditioning unit is supposed to be insured by the condominium association under… Continue Reading
Governor Scott has signed Executive Order 16-230 declaring a state of emergency for every Florida county due to the severity and magnitude of Hurricane Matthew. Governor Scott said, “Hurricane Matthew is a life-threatening category four hurricane and we must all take it seriously. If Hurricane Matthew directly impacts Florida, there could be massive destruction which… Continue Reading
As the 12/31/16 deadline for Florida high-rises to opt out of a full sprinkler retrofit looms large, the confusion regarding which multifamily buildings should opt out, why and what the consequences of that opt out vote will be escalates. Here are the top five questions I’ve been asked over the last several months from condominium… Continue Reading
We are committed to sharing our legal knowledge to help others. We do so by offering State-approved educational resources in various forms, including more than two dozen courses, conferences, panel discussions, personal meetings, and webinars that you can conveniently attend from your office or home. With this many available options, it is easy for your… Continue Reading
Becker & Poliakoff and The American Red Cross present Prepare Your Community for a Disaster! Please join us for a unique presentation by Mr. Benjamin Bellucci, Disaster Program Manager for the American Red Cross Broward County Chapter, which is designed to prepare you and your association members for worst case scenarios. Mr. Bellucci has trained… Continue Reading
Question: I am preparing to return to my northern home for the summer and intend to deploy the hurricane shutters on my condominium unit. However, the association is advising me that I cannot deploy my hurricane shutters unless there is a storm warning. Is this permissible? (B.M. via e-mail) Answer: Since hurricane season began on… Continue Reading
With Tropical Storm Erika bearing down upon us and likely to hit our shores over the weekend or early next week, it is important for you to know what to do if your community suffers a property loss due to this storm. There are certain steps you must take to ensure that your insurance claim… Continue Reading
This checklist is just the start. Please download our comprehensive Hurricane Preparedness and Recovery Guide for information regarding disaster mitigation, securing insurance proceeds, compliance with typical policy requirements, restoration of the property and planning needs. 1. Disaster Plan – Do a risk analysis of potential consequences of a storm and develop a complete disaster plan, designating a responsible… Continue Reading
Community Association attorney and blogger Donna DiMaggio Berger will be the featured guest on WLRN radio show, Topical Currents at 1 pm, Tuesday December 2, 2014. Donna will be discussing topics that can affect all types of community associations including emotional support and service animal requests, rental and sale restrictions, 55+ communities, material alterations and… Continue Reading
It has been years since Florida has been impacted by a major windstorm event, which is fortunate for us as property and business owners but does nothing to remind board members and managers of the importance of proper disaster planning before it is needed. The statewide community association law firm of Becker & Poliakoff and… Continue Reading
The Most Common Community Association Directors & Officers Claims Insurance industry Expert, Joel Meskin, VP of Community Association Insurance & Risk Management at the McGowan Companies will be making a special guest appearance in Florida to discuss the do’s and don’ts of properly insuring and protecting your board of directors from lawsuits and losses. The… Continue Reading
One of the most active sinkhole regions of the state is within the area bounded by the triangle formed by extending a line from Ocala to Orlando and over to Tampa. Many community associations that could be impacted in this region may be unaware that these claims will be covered by their property insurance at… Continue Reading
As virtually every resident, property owner and business owner along the Florida Gulf Coast knows, BP Oil has entered into a class action settlement designed to compensate victims of the April, 2010, oil spill from BP’s Macondo well. The fund was originally established at $20 billion with the requirement under the settlement agreement that if… Continue Reading
Hope you all enjoyed a relaxing summer and are geared up for the upcoming budget season. Please keep the 2013 Legislative Guides handy and be sure to budget for year-end financial reports required by 2013 legislative changes. 2013 Legislative Guide for Condominiums 2013 Legislative Guide for Cooperatives 2013 Legislative Guide for Homeowners’ Associations Remember to… Continue Reading
The Florida Office of Insurance Regulation (OIR) will conduct a public hearing to consider proposed rate increases by Citizens Property Insurance on Tuesday, August 20, 2013 at theTampa Convention Center in Tampa,FL (Ballroom D). The hearing is scheduled to begin at 4:00 p.m. The highest proposed rate increase (11.5%) is for condominium associations in the… Continue Reading
As of 8AM this morning, the entire state of Florida is in the 5-day projected path for Tropical Storm Isaac. Isaac is predicted to become a hurricane before hitting Cuba. If you want to follow Isaac’s path you can go to www.noaa.gov and do so. Although things may change it is always best to be… Continue Reading
Course for Condominum Board Members & CAMs – how to prepare, how to handle immediate mitigation needs and what to do to optimize insurance recovery. 10:00 a.m. – 12:00 p.m. Saturday, September 8, 2012 Highland Beach Library 3618 South Ocean Drive, Highland Beach, FL 33487 According to the Atlantic Oceanographic and Meteorological Laboratory, the peak hurricane season, from August… Continue Reading
Tropical Storm Debby survivors in Florida’s Baker, Bradford, Clay, Columbia, Franklin, Hernando, Highlands, Pasco, Pinellas, Suwannee and Wakulla counties can apply for federal disaster assistance. FEMA announced that it can offer money for temporary housing and essential home repairs not covered by insurance. FEMA can also help with medical, dental and funeral expenses caused by the disaster, along… Continue Reading
Tropical Storm Debby reminds Condo & HOA leaders of the importance of proper disaster planning. Here are some tips to assist in your planning efforts. I’ll include more tips in the coming weeks. Some examples of ways that managers, board members, etc., can prepare their offices in advance of a natural disaster: The first step is… Continue Reading
Relief for Gulf Coast property owners and Condominium Associations affected by the BP Oil Spill may now be readily available. The multi-district litigation class action lawsuit, filed in United States District Court for the Eastern District for Louisiana, was settled in principle on May 2, 2012.
This is a Don’t-Miss-It event where you will learn proven best practices on how to protect your community against disasters.
On June 9th, the United States District Court for the Southern District of Florida granted preliminary approval of a class action settlement concerning the improper application of separate hurricane deductibles on certain Lloyd’s policies.
Includes a link our recent webinar, available for view on-demand.
We want to thank the hundreds of people that registered for our webinar on June 1. You raised important questions and issues for community leaders and managers. The webinar is now available for replay if you could not attend. Click HERE to view the recorded webinar. We received so many questions both during the live event and… Continue Reading