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Florida Condo & HOA Legal Blog News & Updates on Condo & HOA Laws & Legislation in the State of Florida

Category Archives: Hurricane/Disaster Issues

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Erika Heads Our Way — Is Your Community Prepared? — CALL Alert for August 27, 2015

Posted in CALL Alert, Hurricane/Disaster Issues, Insurance

With Tropical Storm Erika bearing down upon us and likely to hit our shores over the weekend or early next week, it is important for you to know what to do if your community suffers a property loss due to this storm. There are certain steps you must take to ensure that your insurance claim… Continue Reading

Hurricane Season is here – are you prepared?

Posted in Hurricane/Disaster Issues, Insurance

This checklist is just the start.  Please download our comprehensive Hurricane Preparedness and Recovery Guide for information regarding disaster mitigation, securing insurance proceeds, compliance with typical policy requirements, restoration of the property and planning needs. 1. Disaster Plan – Do a risk analysis of potential consequences of a storm and develop a complete disaster plan, designating a responsible… Continue Reading

Listen live Tuesday – Condo & HOA Issues WLRN 91.3 FM with attorney Donna DiMaggio Berger

Posted in Hurricane/Disaster Issues, Legislation, Service Animals/Emotional Support Animals

Community Association attorney and blogger Donna DiMaggio Berger will be the featured guest on WLRN radio show, Topical Currents at 1 pm, Tuesday December 2, 2014.  Donna will be discussing topics that can affect all types of community associations including emotional support and service animal requests, rental and sale restrictions, 55+ communities, material alterations and… Continue Reading

Tampa Seminar: Hurricane Amnesia – Disaster Planning & The Reality of Insurance Claim Outcomes

Posted in Education, Events, Hurricane/Disaster Issues, Insurance

It has been years since Florida has been impacted by a major windstorm event, which is fortunate for us as property and business owners but does nothing to remind board members and managers of the importance of proper disaster planning before it is needed. The statewide community association law firm of Becker & Poliakoff and… Continue Reading

Insurance Claim Seminar in Ft. Lauderdale on September 18, 2014

Posted in Events, Hurricane/Disaster Issues, Insurance, Uncategorized

The Most Common Community Association Directors & Officers Claims Insurance industry Expert, Joel Meskin, VP of Community Association Insurance & Risk Management at the McGowan Companies will be making a special guest appearance in Florida to discuss the do’s and don’ts of properly insuring and protecting your board of directors from lawsuits and losses. The… Continue Reading

Before the Bottom Drops Out – Investigate Sinkhole Activity While There’s Still Help Available

Posted in Construction Issues & Contractual Disputes, Hurricane/Disaster Issues, Sinkhole

One of the most active sinkhole regions of the state is within the area bounded by the triangle formed by extending a line from Ocala to Orlando and over to Tampa. Many community associations that could be impacted in this region may be unaware that these claims will be covered by their property insurance at… Continue Reading

BP Oil is still paying on claims. Could your association or individual community members be eligible?

Posted in Hurricane/Disaster Issues, Legislation

As virtually every resident, property owner and business owner along the Florida Gulf Coast knows, BP Oil has entered into a class action settlement designed to compensate victims of the April, 2010, oil spill from BP’s Macondo well. The fund was originally established at $20 billion with the requirement under the settlement agreement that if… Continue Reading

Community Update 2013, Volume 7

Posted in Community Update, Hurricane/Disaster Issues, Insurance

Hope you all enjoyed a relaxing summer and are geared up for the upcoming budget season. Please keep the 2013 Legislative Guides handy and be sure to budget for year-end financial reports required by 2013 legislative changes. 2013 Legislative Guide for Condominiums 2013 Legislative Guide for Cooperatives 2013 Legislative Guide for Homeowners’ Associations Remember to… Continue Reading

Citizens Rate Increases to be Considered–CALL Alert for August 15, 2013

Posted in CALL Alert, Hurricane/Disaster Issues, Insurance

The Florida Office of Insurance Regulation (OIR) will conduct a public hearing to consider proposed rate increases by Citizens Property Insurance on Tuesday, August 20, 2013 at theTampa Convention Center in Tampa,FL (Ballroom D). The hearing is scheduled to begin at 4:00 p.m. The highest proposed rate increase (11.5%) is for condominium associations in the… Continue Reading

Disaster Preparedness: Are You Ready?

Posted in Events, Hurricane/Disaster Issues

Course for Condominum Board Members & CAMs – how to prepare, how to handle immediate mitigation needs and what to do to optimize insurance recovery.  10:00 a.m. – 12:00 p.m. Saturday, September 8, 2012 Highland Beach Library 3618 South Ocean Drive, Highland Beach, FL 33487 According to the Atlantic Oceanographic and Meteorological Laboratory, the peak hurricane season, from August… Continue Reading

Federal Disaster Assistance Available for Those Impacted by Tropical Storm Debby

Posted in Hurricane/Disaster Issues

Tropical Storm Debby survivors in Florida’s Baker, Bradford, Clay, Columbia, Franklin, Hernando, Highlands, Pasco, Pinellas, Suwannee and Wakulla counties can apply for federal disaster assistance.   FEMA announced that it can offer money for temporary housing and essential home repairs not covered by insurance.  FEMA can also help with medical, dental and funeral expenses caused by the disaster, along… Continue Reading

Hurricane Webinar Follow Up Q&A

Posted in Hurricane/Disaster Issues

We want to thank the hundreds of people that registered for our webinar on June 1.  You raised important questions and issues for community leaders and managers.  The webinar is now available for replay if you could not attend.  Click HERE to view the recorded webinar. We received so many questions both during the live event and… Continue Reading

Disaster Planning for the 2011 Hurricane Season – Are You Ready to Weather the Storm?

Posted in Hurricane/Disaster Issues, Insurance

LIVE WEBINAR Disaster Planning for the 2011 Hurricane Season – Are You Ready to Weather the Storm? Wednesday, June 1, 2011 10:00 AM– 11:00 AM Hurricane Season is officially here. While we have had a couple of years in Florida that have perhaps lulled us into a certain complacency, the prediction in 2011 is for… Continue Reading

Major Insurance Bill Signed Into Law

Posted in Hurricane/Disaster Issues, Insurance, Legislation

Floridians Must be Aware of Major Impacts of SB 408 including: Changes to Citizens Property Insurance; The Imposition of New/Restricted Time Limitations for Hurricane & Sinkhole Claims; Granting Carriers Permission to Withhold Partial Payment of Insurance Proceeds; and Rate Change Procedures, Obligations of Public Adjusters, Changes in Notices of Cancellation or Terms of Coverage and much more… Continue Reading

Post Disaster Planning Guidebook Available

Posted in Hurricane/Disaster Issues

The Florida Department of Community Affairs and Florida Division of Emergency Management announced availability of the latest guidebook in the State’s Best Practices Series titled, “Post-Disaster Redevelopment Planning: A Guide for Florida Communities.” Over the past four years the Department and the Division have concentrated efforts on community resiliency and long-term sustainability through Post-Disaster Redevelopment Planning.  Statewide experts… Continue Reading

Flood Insurance Webinar Follow-Up

Posted in Hurricane/Disaster Issues, Insurance

We were pleased to present a one-hour flood insurance webinar on August 19th. Please feel free to view the webinar in its entirety by clicking: http://www.legal-webinars.com/webinars/20100819/OPEN_ME.HTM
We especially appreciate the interest shown and questions raised by the attendees. There were some recurring follow-up questions that warrant brief discussion.

Coral Insurance Company Placed in Receivership – FIGA is now Handling Claims

Posted in Hurricane/Disaster Issues, Insurance

Florida Insurance Guaranty Association (FIGA) issued the following announcement: Effective July 26, 2010, Coral Insurance Company (“CIC”) was ordered into receivership for the purposes of liquidation by the Second Judicial Circuit Court in Leon County, Florida. With the entry of the liquidation order, the Florida Insurance Guaranty Association (“FIGA”) has been activated to help pay… Continue Reading

HURRICANE CHECKLISTS PART TWO: What to do after the storm

Posted in Hurricane/Disaster Issues

Within hours of any disaster, affected communities will be besieged with offers by companies and individuals offering disaster recovery assistance.  Please resist the urge to contract with these initial providers until you have done the following:   Activate Your Disaster Plan. Once residents are safe, the community must begin surveying the property and assessing the damage. A… Continue Reading