Hope you all enjoyed a relaxing summer and are geared up for the upcoming budget season. Please keep the 2013 Legislative Guides handy and be sure to budget for year-end financial reports required by 2013 legislative changes. 2013 Legislative Guide for Condominiums 2013 Legislative Guide for Cooperatives 2013 Legislative Guide for Homeowners’ Associations Remember to… Continue Reading
The Florida Office of Insurance Regulation (OIR) will conduct a public hearing to consider proposed rate increases by Citizens Property Insurance on Tuesday, August 20, 2013 at theTampa Convention Center in Tampa,FL (Ballroom D). The hearing is scheduled to begin at 4:00 p.m. The highest proposed rate increase (11.5%) is for condominium associations in the… Continue Reading
As of 8AM this morning, the entire state of Florida is in the 5-day projected path for Tropical Storm Isaac. Isaac is predicted to become a hurricane before hitting Cuba. If you want to follow Isaac’s path you can go to www.noaa.gov and do so. Although things may change it is always best to be… Continue Reading
Course for Condominum Board Members & CAMs - how to prepare, how to handle immediate mitigation needs and what to do to optimize insurance recovery. 10:00 a.m. – 12:00 p.m. Saturday, September 8, 2012 Highland Beach Library 3618 South Ocean Drive, Highland Beach, FL 33487 According to the Atlantic Oceanographic and Meteorological Laboratory, the peak hurricane season, from August… Continue Reading
Tropical Storm Debby survivors in Florida’s Baker, Bradford, Clay, Columbia, Franklin, Hernando, Highlands, Pasco, Pinellas, Suwannee and Wakulla counties can apply for federal disaster assistance. FEMA announced that it can offer money for temporary housing and essential home repairs not covered by insurance. FEMA can also help with medical, dental and funeral expenses caused by the disaster, along… Continue Reading
Tropical Storm Debby reminds Condo & HOA leaders of the importance of proper disaster planning. Here are some tips to assist in your planning efforts. I’ll include more tips in the coming weeks. Some examples of ways that managers, board members, etc., can prepare their offices in advance of a natural disaster: The first step is… Continue Reading
Relief for Gulf Coast property owners and Condominium Associations affected by the BP Oil Spill may now be readily available. The multi-district litigation class action lawsuit, filed in United States District Court for the Eastern District for Louisiana, was settled in principle on May 2, 2012.
This is a Don’t-Miss-It event where you will learn proven best practices on how to protect your community against disasters.
On June 9th, the United States District Court for the Southern District of Florida granted preliminary approval of a class action settlement concerning the improper application of separate hurricane deductibles on certain Lloyd’s policies.
Includes a link our recent webinar, available for view on-demand.
We want to thank the hundreds of people that registered for our webinar on June 1. You raised important questions and issues for community leaders and managers. The webinar is now available for replay if you could not attend. Click HERE to view the recorded webinar. We received so many questions both during the live event and… Continue Reading
LIVE WEBINAR Disaster Planning for the 2011 Hurricane Season – Are You Ready to Weather the Storm? Wednesday, June 1, 2011 10:00 AM– 11:00 AM Hurricane Season is officially here. While we have had a couple of years in Florida that have perhaps lulled us into a certain complacency, the prediction in 2011 is for… Continue Reading
Floridians Must be Aware of Major Impacts of SB 408 including: Changes to Citizens Property Insurance; The Imposition of New/Restricted Time Limitations for Hurricane & Sinkhole Claims; Granting Carriers Permission to Withhold Partial Payment of Insurance Proceeds; and Rate Change Procedures, Obligations of Public Adjusters, Changes in Notices of Cancellation or Terms of Coverage and much more… Continue Reading
The Florida Department of Community Affairs and Florida Division of Emergency Management announced availability of the latest guidebook in the State’s Best Practices Series titled, “Post-Disaster Redevelopment Planning: A Guide for Florida Communities.” Over the past four years the Department and the Division have concentrated efforts on community resiliency and long-term sustainability through Post-Disaster Redevelopment Planning. Statewide experts… Continue Reading
We were pleased to present a one-hour flood insurance webinar on August 19th. Please feel free to view the webinar in its entirety by clicking: http://www.legal-webinars.com/webinars/20100819/OPEN_ME.HTM
We especially appreciate the interest shown and questions raised by the attendees. There were some recurring follow-up questions that warrant brief discussion.
Florida Insurance Guaranty Association (FIGA) issued the following announcement: Effective July 26, 2010, Coral Insurance Company (“CIC”) was ordered into receivership for the purposes of liquidation by the Second Judicial Circuit Court in Leon County, Florida. With the entry of the liquidation order, the Florida Insurance Guaranty Association (“FIGA”) has been activated to help pay… Continue Reading
Within hours of any disaster, affected communities will be besieged with offers by companies and individuals offering disaster recovery assistance. Please resist the urge to contract with these initial providers until you have done the following: Activate Your Disaster Plan. Once residents are safe, the community must begin surveying the property and assessing the damage. A… Continue Reading
In anticipation of Friday’s webinar, here is the first in our two-part checklists for community associations. Becker & Poliakoff’s 12-point Hurricane Preparedness Checklist includes the following tips for those who need to prepare their communities for the upcoming hurricane season: Disaster Plan – Do a risk analysis of potential consequences of a storm and develop… Continue Reading
Live Webinar Friday, July 23, 2010 from 2:00 PM–3:00 PM EDT (1:00 PM-2:00 PM CDT) Anatomy of a Disaster Claim With hurricane season upon us, now is the time to gear up for the potential of a disaster claim against your insurance company. Learn what you can do now to prepare a complete and well-documented… Continue Reading
Many of the participants in the Gulf Oil Spill Webinar held on Friday, June 25, 2010 asked questions regarding the types of claims to submit, the mechanics of the claims process, whether insurance policies will provide coverage for losses and whether there is other financial assistance available. BP bears responsibility for various categories of damages,… Continue Reading
BP announced that it has accepted responsibility under the Oil Pollution Act of 1990 (OPA) and created a claims process for obtaining compensation for losses. Even though oil has yet to hit Florida’s beaches, condominium and other property owners have both lost income and incurred expenses as a result of the oil spill. Click HERE… Continue Reading
With the oil still gushing off our shores and no end in sight, only one thing is for certain, the impact on the environment and economy of Florida’s Gulf Coast will be devastating.
Community Leaders, Management, Staff and Owners Must Act Now to Protect Their Investments, Livelihoods and Homes. Gulf Coast communities have dealt with a lot of casualties over the years. Many owners were displaced for years after Hurricane Opal. Opal’s 20 foot storm surges destroyed buildings and businesses. While special assessments mounted to cover mitigation, repair and other costs,… Continue Reading
OPPAGA Report Finds that Insureds Received Larger Insurance Settlements when Public Adjuster Involved in Claim. Florida Legislature Considers Additional Regulations Governing Solicitation by Public Adjusters.