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Florida Condo & HOA Legal Blog News & Updates on Condo & HOA Laws & Legislation in the State of Florida

Category Archives: Hurricane/Disaster Issues

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Community Update 2013, Volume 7

Posted in Community Update, Hurricane/Disaster Issues, Insurance

Hope you all enjoyed a relaxing summer and are geared up for the upcoming budget season. Please keep the 2013 Legislative Guides handy and be sure to budget for year-end financial reports required by 2013 legislative changes. 2013 Legislative Guide for Condominiums 2013 Legislative Guide for Cooperatives 2013 Legislative Guide for Homeowners’ Associations Remember to… Continue Reading

Citizens Rate Increases to be Considered–CALL Alert for August 15, 2013

Posted in CALL Alert, Hurricane/Disaster Issues, Insurance

The Florida Office of Insurance Regulation (OIR) will conduct a public hearing to consider proposed rate increases by Citizens Property Insurance on Tuesday, August 20, 2013 at theTampa Convention Center in Tampa,FL (Ballroom D). The hearing is scheduled to begin at 4:00 p.m. The highest proposed rate increase (11.5%) is for condominium associations in the… Continue Reading

Disaster Preparedness: Are You Ready?

Posted in Events, Hurricane/Disaster Issues

Course for Condominum Board Members & CAMs - how to prepare, how to handle immediate mitigation needs and what to do to optimize insurance recovery.  10:00 a.m. – 12:00 p.m. Saturday, September 8, 2012 Highland Beach Library 3618 South Ocean Drive, Highland Beach, FL 33487 According to the Atlantic Oceanographic and Meteorological Laboratory, the peak hurricane season, from August… Continue Reading

Federal Disaster Assistance Available for Those Impacted by Tropical Storm Debby

Posted in Hurricane/Disaster Issues

Tropical Storm Debby survivors in Florida’s Baker, Bradford, Clay, Columbia, Franklin, Hernando, Highlands, Pasco, Pinellas, Suwannee and Wakulla counties can apply for federal disaster assistance.   FEMA announced that it can offer money for temporary housing and essential home repairs not covered by insurance.  FEMA can also help with medical, dental and funeral expenses caused by the disaster, along… Continue Reading

Hurricane Webinar Follow Up Q&A

Posted in Hurricane/Disaster Issues

We want to thank the hundreds of people that registered for our webinar on June 1.  You raised important questions and issues for community leaders and managers.  The webinar is now available for replay if you could not attend.  Click HERE to view the recorded webinar. We received so many questions both during the live event and… Continue Reading

Disaster Planning for the 2011 Hurricane Season – Are You Ready to Weather the Storm?

Posted in Hurricane/Disaster Issues, Insurance

LIVE WEBINAR Disaster Planning for the 2011 Hurricane Season – Are You Ready to Weather the Storm? Wednesday, June 1, 2011 10:00 AM– 11:00 AM Hurricane Season is officially here. While we have had a couple of years in Florida that have perhaps lulled us into a certain complacency, the prediction in 2011 is for… Continue Reading

Major Insurance Bill Signed Into Law

Posted in Hurricane/Disaster Issues, Insurance, Legislation

Floridians Must be Aware of Major Impacts of SB 408 including: Changes to Citizens Property Insurance; The Imposition of New/Restricted Time Limitations for Hurricane & Sinkhole Claims; Granting Carriers Permission to Withhold Partial Payment of Insurance Proceeds; and Rate Change Procedures, Obligations of Public Adjusters, Changes in Notices of Cancellation or Terms of Coverage and much more… Continue Reading

Post Disaster Planning Guidebook Available

Posted in Hurricane/Disaster Issues

The Florida Department of Community Affairs and Florida Division of Emergency Management announced availability of the latest guidebook in the State’s Best Practices Series titled, “Post-Disaster Redevelopment Planning: A Guide for Florida Communities.” Over the past four years the Department and the Division have concentrated efforts on community resiliency and long-term sustainability through Post-Disaster Redevelopment Planning.  Statewide experts… Continue Reading

Flood Insurance Webinar Follow-Up

Posted in Hurricane/Disaster Issues, Insurance

We were pleased to present a one-hour flood insurance webinar on August 19th. Please feel free to view the webinar in its entirety by clicking: http://www.legal-webinars.com/webinars/20100819/OPEN_ME.HTM
We especially appreciate the interest shown and questions raised by the attendees. There were some recurring follow-up questions that warrant brief discussion.

Coral Insurance Company Placed in Receivership – FIGA is now Handling Claims

Posted in Hurricane/Disaster Issues, Insurance

Florida Insurance Guaranty Association (FIGA) issued the following announcement: Effective July 26, 2010, Coral Insurance Company (“CIC”) was ordered into receivership for the purposes of liquidation by the Second Judicial Circuit Court in Leon County, Florida. With the entry of the liquidation order, the Florida Insurance Guaranty Association (“FIGA”) has been activated to help pay… Continue Reading

HURRICANE CHECKLISTS PART TWO: What to do after the storm

Posted in Hurricane/Disaster Issues

Within hours of any disaster, affected communities will be besieged with offers by companies and individuals offering disaster recovery assistance.  Please resist the urge to contract with these initial providers until you have done the following:   Activate Your Disaster Plan. Once residents are safe, the community must begin surveying the property and assessing the damage. A… Continue Reading


Posted in Hurricane/Disaster Issues

In anticipation of Friday’s webinar, here is the first in our two-part checklists for community associations. Becker & Poliakoff’s 12-point Hurricane Preparedness Checklist includes the following tips for those who need to prepare their communities for the upcoming hurricane season:  Disaster Plan – Do a risk analysis of potential consequences of a storm and develop… Continue Reading

BP Claims Process; Q&A From & Link to Gulf Oil Spill Webinar

Posted in Hurricane/Disaster Issues

Many of the participants in the Gulf Oil Spill Webinar held on Friday, June 25, 2010 asked questions regarding the types of claims to submit, the mechanics of the claims process, whether insurance policies will provide coverage for losses and whether there is other financial assistance available. BP bears responsibility for various categories of damages,… Continue Reading

Condominiums, Gulf Coast Communities, Resorts & Businesses All Prepare for Losses from Oil Spill

Posted in Hurricane/Disaster Issues, Insurance

Community Leaders, Management, Staff and Owners Must Act Now to Protect Their Investments, Livelihoods and Homes. Gulf Coast communities have dealt with a lot of casualties over the years.  Many owners were displaced for years after Hurricane Opal.  Opal’s 20 foot storm surges destroyed buildings and businesses.  While special assessments mounted to cover mitigation, repair and other costs,… Continue Reading